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Road safety, insurance and appraisal

Practical guides for drivers, appraisers and insurers.

Road safety

How to Prevent Traffic Accidents: 12 Habits That Save Lives

The most common causes of crashes in Ecuador and Latin America, and the concrete habits that reduce risk behind the wheel, on a motorcycle and on foot.

Read article · 7 min →
What to do if it happens

Car Accident in Ecuador: What to Do and What NOT to Do

A step-by-step guide to the first minutes after a crash: safety, ECU 911, evidence, your insurer and SPPAT. Plus the mistakes that cost the most.

Read article · 8 min →
Comparison

Peritovia vs. 6 Alternatives for Claims Adjusters and Insurers

We compare Peritovia with SafetyCulture, Philips SpeechLive, Xactimate, CompanyCam, ClaimWizard and Tractable: what each one does, what it costs and where Peritovia comes out ahead.

Read article · 9 min →
Procedures

Requirements for Getting a Driver's License in Ecuador

License types, requirements, exams and steps for getting a Type B license for the first time, plus the points system and renewal.

Read article · 6 min →
Insurance

Car Insurance Companies in Ecuador: List and How to Choose a Policy

The main companies offering auto insurance in Ecuador and the points you should compare: coverage, deductible, roadside assistance and claims response time.

Read article · 7 min →
For insurers

Auto Insurance Claims Fraud: 10 Red Flags for Insurers

How to spot suspicious claims from the very first inspection, and why recorded evidence with a digital fingerprint and chain of custody changes the outcome.

Read article · 7 min →